The Capitec Debit Card lets you access your Capitec Global One Account for everyday purchases and cash withdrawals. Here’s a quick guide with fee details:
- Open an Account Easily: Anyone over 18 can apply, with no minimum income needed.
- Low Monthly Fee: Only R7.00 per month covers your account maintenance.
- Get a Debit Card: Apply online or at a branch to receive your card.
- Manage Your Finances with the App: The Capitec app lets you track spending, set budgets, and send money.
- Stay Secure with Notifications: Get alerts for every transaction to stay on top of your finances.
- Contactless Payments: Tap and pay for faster checkouts, especially important when hygiene matters.
Capitec Global One Transaction fees (R)
Here’s a breakdown of some common fees associated with your Capitec Global One Account:
| Fee Description | Amount |
|---|---|
| Monthly Administration Fee | R7.00 |
| Capitec ATM withdrawals | R9.50 per R1,000.00 |
| Pick n Pay/Checkers/Boxer till point withdrawals | R1.75 |
| Other bank’s ATM withdrawals | R10.50 per R100.00 |
| International MasterCard ATM withdrawals | R80.00 |
| International MasterCard card machine withdrawals | R9.00 |
| Coin on Capitec deposit machine | R15.00 per R100.00 |
| Cash deposit at Capitec ATM | R1.40 per R100.00 |
| Cash deposit at Capitec Branch | R4.00 per R100.00 |
| Incoming international payment in rand or foreign currency | R50.00 |
| Purchases at local MasterCard card machine | Free |
| Payments using Google Pay/Samsung Pay/Apple Pay | Free |
| International processing fee | R2.00 |
| Prepaid purchases | R0.50 |
| Airtime purchases at other bank’s ATM | R8.00 |
| Capitec Pay | R1.00 |
| App payment to other Capitec account | R1.00 |
| Branch payment to other Capitec account | R10.00 |
| App payment to other bank’s account | R2.00 |
| Branch payment to other bank’s account | R10.00 |
More Than Just a Debit Card
Your Capitec Global One Account offers additional benefits:
- Credit Options: Apply for personal loans, credit cards, or an overdraft facility.
- Save for Your Goals: Choose from flexible or fixed-term savings accounts.
- Tax-Free Savings: Invest in a tax-free savings account (up to R36,000 per year).
- Funeral and Credit Insurance: Get added peace of mind with insurance options.
Ready to Get Started?
Visit a Capitec branch or apply online to open your Capitec Global One Account and unlock a world of financial convenience, while keeping an eye on the associated fees.