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How to Register for FNB Cellphone Banking: Your Easy Guide!

Do you want to know how to register for FNB cellphone banking? If you’re an FNB customer, this is a crucial step to take advantage of the bank’s services conveniently.

FNB, one of South Africa’s largest banks, offers cellphone banking, allowing you to perform various transactions directly from your phone without the need for internet access.

Here’s a guide on how to register for FNB cellphone banking

  1. Dial *120*321#: You can initiate the registration process by dialing *120*321# from the phone linked to your FNB account. Accept the presented terms and conditions and follow the prompts to complete the sign-up.
  2. Online Banking Portal: Another option is to register through the FNB online banking portal. Log in to the FNB website, navigate to Settings in your account, and provide the necessary details to register for cellphone banking.
  3. ATM Registration: Visit one of FNB’s ATMs, insert your ATM card, and enter your PIN. Choose “More Options” and then navigate to “My Banking Options.” From there, select “Register for Cellphone Banking.”
  4. Branch Assistance: Walk into any FNB branch, and the staff will assist you in registering for cellphone banking.

What is Cellphone Banking?

Cellphone banking refers to banking activities conducted on a mobile phone. Unlike mobile banking, which relies on a bank’s app and internet access, cellphone banking utilizes USSD (Unstructured Supplementary Service Data) and does not require an internet connection. It offers accessibility regardless of the type of phone you have and is not limited to smartphones.

LEARN ALSO: A Comprehensive Guide to FNB Online Banking

Functions of FNB Cellphone Banking

  1. Check Account Balance: View your account balance directly from your phone.
  2. Airtime and Data Purchase: Buy airtime and data conveniently.
  3. Electricity Purchase: Purchase electricity without the need for physical tokens.
  4. Money Transfers: Send money to other individuals directly from your phone.
  5. Bill Payments: Pay your bills and even apply for loans through cellphone banking.
  6. Debit Order Management: Dispute or stop debit orders if needed.

In conclusion, this guide demonstrated the steps to register for FNB cellphone banking, highlighting the convenience and accessibility it offers, especially in a digital age where constant connectivity is essential.