Keeping tabs on your bank balance is a fundamental aspect of financial management. Standard Bank offers multiple avenues for customers to access their account balances, even if they don’t use the mobile app.
In this guide, we’ll explore alternative methods for checking your Standard Bank balance without relying on the app.
1. Standard Bank USSD Code
Standard Bank provides a convenient USSD (Unstructured Supplementary Service Data) code that allows you to check your account balance directly from your mobile phone. Here’s how you can do it:
- Dial the USSD code: *120*2345# from the mobile number linked to your Standard Bank account.
- Follow the on-screen prompts and enter the required information, which may include your account number and a PIN.
- Once authenticated, you will receive a text message containing your account balance.
2. ATM Balance Inquiry
Standard Bank ATMs offer a quick and straightforward way to check your account balance. Follow these steps:
- Locate a nearby Standard Bank ATM.
- Insert your Standard Bank card into the card slot.
- Enter your PIN when prompted.
- Select the option for “Balance Inquiry” on the ATM menu.
- The ATM will display your account balance on the screen.
3. SMS Balance Inquiry
Standard Bank allows you to check your account balance by sending a simple SMS. Here’s what you need to do:
- Compose a new SMS on your mobile phone.
- Type “BAL” and leave a space.
- Enter your account number.
- Send the SMS to 32284.
- You will receive a text message with your account balance shortly.
4. Online Banking via Web Browser
If you have access to the internet, you can use Standard Bank’s online banking website to check your balance. Follow these steps:
- Open your preferred web browser and visit the Standard Bank online banking portal.
- Log in using your username and password.
- Navigate to the “Accounts” or “Balances” section to view your account balance.
5. Customer Service Hotline
For a more personalized approach, you can contact Standard Bank’s customer service hotline. Here’s how:
- Dial the customer service number provided by Standard Bank.
- Follow the automated prompts or speak to a customer service representative.
- Request your account balance information.
- Authenticate yourself as needed.
READ ALSO: What Time Does Standard Bank Close?
Tips for Secure Balance Checking
- Ensure that you are in a secure and private location when checking your balance, especially if you are using an ATM or speaking to a customer service representative.
- Keep your PIN, account number, and any other sensitive information confidential.
- Regularly monitor your account statements for any unauthorized transactions.
Conclusion
While the Standard Bank app offers a comprehensive and feature-rich platform for managing your finances, these alternative methods ensure that you can check your balance without relying on the app. Whether you prefer the simplicity of a USSD code, the accessibility of an ATM, the convenience of SMS, or the flexibility of online banking via a web browser, Standard Bank caters to diverse preferences.
Choose the method that aligns with your preferences and circumstances, and stay informed about your financial health with ease.