Financing a home can be a daunting task, but with Investec by your side, the journey becomes smoother. Investec, through its Specialist Bank division, provides tailored home loans to individuals and families, guiding them through the intricate process of purchasing a home.
Quick Overview
- Up to 100% finance: Including registration costs, initiation, and valuation fees into your facility.
- First-time home buyers: Finance transfer costs, with a choice of a term up to 30 years.
- Competitive interest rates: Enjoy favorable interest rates for your long-term loan.
- Discounted Attorney Fees: Benefit from reduced attorney fees for first-time home buyers.
- Rapid approval: In principle and final facility confirmation on valuation.
- Flexible repayment options: Reduce monthly repayments or maintain the same level by making additional payments.
- No monthly financing administration fee: Waived if servicing the loan by debit order from your Private Bank Account.
- 24/7/365 support: Access support whenever you need it.
Personalized Approach
Investec understands the significance of buying a home, and that’s why they work closely with clients, handling the intricacies on their behalf. Throughout the process, clients are kept informed at every step, ensuring a transparent and stress-free experience.
Regulated and Compliant
Investec Specialist Bank operates under the regulatory framework of the Code of Banking Practice overseen by the Ombudsman for Banking Services. The institution is fully compliant with the National Credit Regulator, instilling confidence in clients regarding ethical and responsible lending practices.
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Benefits of Investec Home Loans
- Up to 100% Financing: Investec offers comprehensive financing solutions, covering the entire property cost.
- Individually Agreed Payment Terms: Tailored payment plans to suit individual financial situations.
- Competitive Interest Rates: Enjoy competitive and fair interest rates for long-term loans.
- Inclusive Fees: Registration costs, initiation fees, and valuation fees can be included in the facility.
- Rapid Approval: Quick and personalized financing approval to expedite the home buying process.
- Dedicated Service: Benefit from a dedicated Global Client Support Centre providing expert assistance 24/7.
- Waived Monthly Service Fee: If servicing the loan from an Investec Private Bank Account, the monthly service fee is waived.
Additional Features
- Discounted Attorney Fees: First-time home buyers can finance transfer costs, including transfer fees, conveyancing fees, deeds office registration fees, and up to R5,000 to cover miscellaneous costs.
- Flexible Repayment Options: Make additional monthly or lump sum payments to either reduce your monthly repayment amount or maintain it at the same level. Save on interest and settle your loan sooner.
- No Monthly Financing Administration Fee: Service your loan by debit order from your Private Bank Account and enjoy a waived monthly financing administration fee.
- 24/7/365 Support: Access support through the global Client Support Centre or your Private Banker whenever you need assistance.
- Full Access Facility: Throughout the term of your loan, access the capital portion of your repayments annually for the first five years. Thereafter, access is available on application, using the difference between your outstanding balance and your original facility amount.
- Online Accessibility: Enjoy easy, online access through Investec Online, allowing you to make additional deposits, access available funds in advance, or pay beneficiaries directly from your home loan.
Investec – Your trusted partner in making homeownership dreams a reality. For more information, contact Investec at +27 11 286 7000 or visit their official website at www.investec.co.za.