If you ever find yourself without your Capitec bank card but in need of cash, fear not—there’s a solution. Capitec, South Africa’s largest bank by subscriber numbers, has a convenient method for withdrawing money from its ATMs without using your card. Here’s a step-by-step guide:
Steps to Withdraw Cash from a Capitec ATM Without Your Card
- Dial *120*3279# and choose option 9.
- Accept the terms presented.
- Opt for option 1 to initiate the process.
- Select the account from which you want to send money.
- Enter the amount to be sent.
- Create a 4-digit PIN for the transaction.
- Input your mobile banking PIN.
- Send the money to your own phone number.
- Visit a Capitec ATM to withdraw the money.
So, what’s happening here? Essentially, you’re using Capitec Cash Send, a mobile banking feature that enables you to send money to yourself. This method proves useful when your physical card is unavailable, perhaps left at home or elsewhere.
Capitec Cash Send allows money to be sent to recipients based on their phone numbers, turning the phone into a de facto bank account. Other South African banks, such as Standard Bank with its Instant Money, offer similar services, making banking more accessible to a broader audience.
Your phone number essentially becomes your account, and the sent money can be withdrawn from ATMs or other Capitec Cash Send agents. In summary, this guide demonstrates how you can efficiently withdraw money from a Capitec ATM without needing your physical bank card, utilizing the Capitec Cash Send feature.